RBI-registered NBFC partners · 100% digital

Instant loans, built on trust.

VishwasLoan connects you with RBI-registered lending partners for fast, transparent loans — no collateral, no paperwork, no waiting rooms.

Bank-grade encryption
Decisions in minutes
No hidden charges

Estimate Your Loan

Loan Amount₹50,000
Tenure (months)6
Estimated Monthly EMI₹0
Total Repayable₹0
Apply for This Amount

Indicative only, at 2.4%/month flat interest. Final offer depends on lender assessment.

Four steps

From application to account, in one sitting

No branch visits. No physical documents. Track every stage inside the VishwasLoan dashboard.

01

Register

Sign up with your mobile number and set up your profile in under a minute.

02

Complete KYC

Verify your PAN and Aadhaar digitally — fully paperless, no photocopies needed.

03

Get Matched & Approved

We check your eligibility against RBI-registered NBFC partners and share your offer.

04

Receive Funds

Accept your offer and the approved amount is credited directly to your bank account.

Why VishwasLoan

Trust is the product, not the tagline

Vishwas means trust — every part of the experience is designed to earn it, from pricing to support.

No Collateral Required

Every loan is unsecured — your approval is based on your profile, not your assets.

Instant Eligibility Check

Know where you stand in minutes, with a soft check that never affects your credit score.

Transparent Pricing

Every fee is disclosed upfront — interest, processing charges, and GST, before you accept.

Human Support

Reach a real person at support@vishwasloan.com whenever you have a question.

Flexible Tenure

Choose a repayment window between 61 and 720 days that fits your cash flow.

Secure by Design

256-bit encryption and strict data-handling protocols protect every application.

Loan products

One platform, three ways to borrow

Whatever the need, there's a VishwasLoan product sized for it.

Everyday

Instant Loan

₹5,000 – ₹5,00,000
  • Tenure: 3 – 24 months
  • For salaried & self-employed
  • Use for any purpose
Explore Instant Loan
Fastest

Emergency Cash Loan

₹2,000 – ₹50,000
  • Disbursal in minutes*
  • Minimal documentation
  • Built for urgent needs
Explore Emergency Loan
Recurring

Salary Advance

Up to ₹1,00,000
  • Repay on your next payday
  • Lower short-tenure interest
  • For salaried employees
Explore Salary Advance
Full disclosure

Every charge, laid out before you borrow

No fee appears on your statement that wasn't shown to you at application.

ParameterRange
Loan Amount₹2,000 – ₹5,00,000
Tenure61 – 720 days
Interest Rate1.5% – 2.9% per month
Processing Fee1.5% – 4% of loan amount (+18% GST)
Annual Percentage Rate (APR)24% – 48%
Prepayment ChargesNil
Representative example: For a loan of ₹20,000 over a 6-month tenure at 2.4% monthly flat interest, total interest payable is ₹2,880 and the processing fee is ₹472 (₹400 + 18% GST), making the total repayable amount ₹22,880 across 6 EMIs of approximately ₹3,813 each. Actual terms depend on the lending partner's assessment of your application.
From borrowers

Trust, in their own words

★★★★★

“I applied for an emergency loan at night and the amount was in my account before I woke up. The whole process took less time than my morning tea.”

R
Rohit S.
Pune, Maharashtra
★★★★★

“Every fee was shown to me before I signed anything. No surprise deductions when the money landed — that's rare in this industry.”

A
Anjali M.
Ahmedabad, Gujarat
★★★★★

“Support actually replied to my email the same day. It's a small thing, but it made the whole experience feel a lot less stressful.”

S
Suresh K.
Hyderabad, Telangana
Questions

Frequently asked questions

Who actually lends the money?+
VishwasLoan is a loan facilitation platform. Loans are disbursed by our RBI-registered NBFC lending partners, and we help you find and apply for the right offer.
What documents do I need?+
Just your PAN card, Aadhaar number, and a selfie for identity verification. The entire KYC process is digital and paperless.
Will checking my eligibility affect my credit score?+
No. Our initial eligibility check is a soft enquiry and does not impact your credit score. A hard check only happens if you proceed with a formal application.
How fast is disbursal?+
Most approved applications are disbursed within minutes to a few hours, depending on your bank's processing time and the lending partner's final checks.
Can I repay my loan early?+
Yes. VishwasLoan partners charge no prepayment penalty, so you can close your loan early without any extra cost.
How do I reach support?+
Email us anytime at support@vishwasloan.com. Our team typically responds within one business day.

Ready to see your offer?

Checking your eligibility takes under two minutes and never affects your credit score.

Check Eligibility